Im going to file Chapter 7 Bankruptcy, do I have to take credit counseling before I do?

I am thinking about allowing a credit counseling service (Take Charge America) to consolidate all my unsecured credit. Will this help or hurt my credi...

My boyfriend has roughly 18k in credit card debt. His credit score is 760 and we own a house together. We've contacted person to person lending or...

I am about to finish my 4 years of credit counseling. I know during cc you should not apply for credit but i did and i was turned down. I recently f...

My credit score is so low, I'm gonna need a backhoe to dig it up, but I don't want to make it worse by going to a credit counseling service. ...

Are there any creditors that will not work with credit counseling service. I am concerned with my loan with Beneficial (HSBC) and CitiFianancial. Has ...

Has anyone used InCharge Debt Solutions and did it help?

I was checking on line about getting my credit card debt paid off. Debt Solutions suggest I let them negotiate my debt.

I have 4 credit cards (that have been cut up for a long time!) that are maxed out, and I'm looking for a way to take care of them before they go t...

I am looking to find out about some companies that can help with credit card debt.

I've been researching debt companies and Fast Debt Solutions seemed to be more honest with me than others. I want to see if anyone out there has ...

Has anyone ever heard of Pacific debt solutions or tried it? I was just wondering if it is worth it and how good the company is. Thank you

My husband needs to fix his credit. I told him to go talk to a credit counselor. He says that he's heard they charge you money and are a rip-off...

In 2005, it became the law in the United States that before a person could file for bankruptcy protection, they needed to complete consumer credit cou...

We need help managing our money and deciding if we need to file bankruptcy. We dont have credit cards, thank God! Is there someone else that specializ...

If so which one? I can barely pay the minimum balances due.

im $2200 in debt. or what do you think would be a good idea.

as far as credit cards go??

I viewed my free credit report online from Experian. I know I can still request a free credit report from the other 2 companies this year also (Trans...

I am an H1B holder and I am in this country for 2-3 months. But I didnt a way to make credit reports yet. Could somebody advice me how to make credi...

My bank sends me quarterly bank reports. I don't really have anything of note on them as I pay my credit cards off in full on time. I know the...

I own a small business where there are numerous debtors who run up bills and then refuse to pay. Are there any credit reporting agencies which will a...

Attention credit gurus. A consumer is supposed to be able to get one free credit report. But when I tried to order, the co. puts up an agreement that ...

I operate a small business. We are getting into a new market of residential customers and I would like to be able to run credit reports on potential ...

How do I find out about free credit reports?

I'm trying to help my step-daughter get the free credit reports which the 3 major credit reporting companies are suppose to provide. She can not f...

I know there is a government sponsored program that will provide free credit reports from all three reporting agencies once a year. Does anyone know t...

I am trying to find the real free credit reports that don't charge you any money at all.

Hello all, I have a question regarding debt consolidation. I have about 15k worth of debt and have tried applying to two companies for a debt consolid...

I have a few credit card that are past due and I'm not able to make the payments. What is the best debt consolidation company to use? Keep...

I have two credit cards that I have used over 5 years ago and never paid back. The total of the two cards FIVE YEARS AGO was $1000. Of course, by now,...

I am thinking about doing debt consolidation, but am confused by all the different companies out there. I have heard that there are a lot of shady co...